Own your future: Your step-by-step guide to homeownership

Many Canadians find the home buying process stressful and frustrating. To start, save for a down payment and other expenses like taxes and fees. Determine your budget using tools like TD’s Mortgage Affordability Calculator. Get pre-approved for a mortgage to know your options. Find a realtor who understands your needs and market trends. Schedule showings and inspect properties thoroughly. Make an offer and be prepared to negotiate. Closing the deal typically takes 30-45 days with legal reviews and payments.

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