Find reliable tenants with a comprehensive background check—critical for protecting your investment. thorough tenant background check includes credit history, criminal records, employment verification, and rental history....
Get Prepared - Check credit score (680+) - Ensure stable income (3+ months) - Save for down payment (5-20%) Assess Debt - Calculate GDS (max 39%) and TDS (max 44%) - Maintain a low debt-to-income ratio...
Canadians feel the housing crisis is a top election issue, with no leader offering clear solutions. Survey shows two-thirds of Canadians believe governments should solve the housing crisis but lack trust in them....
In the Maritimes, the real estate market is preparing for a busy spring season, with housing statistics showing promising trends. The average home price in Nova Scotia has risen to nearly $452,000, a 6.5% increase from last year, and sales have also increased by 3%. Despite political tensions and economic uncertainty, Nova Scotia appears less affected by trade issues. The Bank of Canada has cut interest...
Assess your property’s value and risks to determine your unique home insurance coverage needs. Researching a reliable insurance broker ensures the best advice, value, and appropriate coverage for your needs....
Mortgage discharge confirms repayment completion, removing the lender's legal claim to your property. The discharge process involves the borrower, lender, and land title office, with varying rules by location....
Condos provide diverse options, including high-rises, townhouses, and lofts, each with unique ownership structures and fees. Maintenance is easier in condos, but monthly fees can be costly and impact long-term affordability....
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day....
Smaller municipalities offer unique opportunities for real estate investors due to lower property prices, making them ideal for entry-level investors. With strong demand and potential for appreciation, thorough research is essential. Effective strategies include the BRRRR method and investing in undervalued properties. Multi-unit properties provide diversified income streams. Understanding local...
Improve Your Credit Score: - Scores above 660 get better rates - Pay debts, keep accounts open Save for a Sufficient Down Payment: - 5% for homes under $500K - 20% for $1M+ - Larger down payments reduce costs...